Link: A look at Death Clock, an app that claims to predict the user's likely date of death by using an AI model trained on a dataset of 1,200+ life expectancy studies (Alexandre Tanzi/Bloomberg)

The AI-powered 'Death Clock' app uses comprehensive lifespan data to predict the exact day of an individual's death. This technology has been developed using a large dataset from over 1,200 studies, enhancing its accuracy beyond traditional life expectancy tables.

The app, which has been downloaded 125,000 times since its recent launch, displays results through a 'fond farewell' card featuring the Grim Reaper. Its popularity is driven by users aiming to improve their health and lifestyle.

AI-driven longevity predictions could revolutionize economic and financial planning. Life expectancy estimates are crucial for calculating retirement needs, insurance policies, and other financial matters.

In the U.S., where life expectancy rates have been declining, the new AI model offers a more tailored approach. It potentially provides more precise life expectancy forecasts, critical for effective financial planning.

Advancements in AI and health technology are poised to extend lifespans, thereby altering retirement planning and investment strategies. Financial advisors suggest that longer life expectancies will increase the demand for equities over fixed-income securities.

This shift could lead to significant changes in investment portfolios, as typical asset allocation strategies may no longer suffice for extended retirements and higher life expectancies. The integration of AI in predicting life expectancy brings new dimensions to personal finance and health management. #

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